HFFG Legacy

 

Psychologist say it’s not death we fear so much. It is insignificance. After going through the Retirement road map process our clients find that they want a solid estate plan in place to pass on their assets in an efficient and tax conscious manor. Equally important they want to share values, traditions and life lessons with the next generation.

Estate planning is becoming less prevalent overall: The number of adult Americans that have a will or another type of estate planning document decreased by nearly 25% since 2017.

Having no plan is a bad plan. If you die without a will, it means you have died "intestate." When this happens, the intestacy laws of the state where you reside will determine how your property is distributed upon your death. This includes any bank accounts, securities, real estate, and other assets you own at the time of death. You are leaving a headache behind for your family.  

Often people feel like they don't have enough assets to leave anyone. Or they might think it’s too expensive to setup an estate plan. Or they don’t know how to get a Will or Trust setup. Or they just don’t get around to it. 

Something that is so important does not have to be so complex.

At Houston First Financial Group, we understand that our clients want to leave a legacy that provides meaning, not just money.

From experience HFFG knows that without a repeatable system, process and plan best intentions often go unfulfilled.

1) Getting your Estate Planning legal documents completed via HFFG's partnership with Helios Integrated Planning

  • Trust
  • Certification of trust
  • General transfer
  • Property agreement for community property states
  • Financial Power of Attorney
  • Medical Power of Attorney or Advance Health Care Directive
  • HIPAA release
  • Will
  • Deed(s) for real property

 

2) Facilitating the Legacy Family Meeting

  • Checklist, Client Guide and/or facilitated family discussions

3) Coordinating your Estate Plan and Retirement Plan 

 

Every Helios Integrated Estate Plan has the ability to include language that addresses conduit language for IRAs, opportunities to convert shares to a Special Needs Trust or postpone distributions in exceptional circumstances (example: drug use), State-specific requirements, flexibility to plan for unknown changes in state and federal estate tax law, and more. This is an example of how Helios only applies attorney-quality documents and language in the final outputs of all Estate Plans.

 

Click on the Schedule an Appointment button today to start the HFFG Legacy process today.

 

 

 

 

 

 

  • You can pass both your values and your valuables to the next generation
  • You will be given a secure client document vault to share with trusted advisors and family members as you see fit
  • You will have the confidence to know you have signed, notarized and received a hard copy of all relevant legal documents

 

You probably know a friend or family member who has had a love one pass without having done any estate planning at all. Family members could end up spending time having to decipher what they think might have been your wishes. Worse, we have all heard stories of people spending months, sometimes years going through probate unnecessarily.

Before completing the HFFG Legacy process many clients didn't have an estate plan at all or needed to review and update their exiting plan based on life changes. Many clients only saw estate planning as a way to pass on their financial assets only.

After having completed the HFFG Legacy process you will have confidence to knowing you have completed the relevant legal documents for your estate plan. You will also have the tools to transmit the intangible values to the next generation as a good family steward.

 

Houston First Financial Group will not be acting in the capacity of an attorney and will not be providing legal advice at any time in the process. All legal services will be provided by Helios Integrated Planning.